Posted by Dr. Robert Sleeter in 
Ownership of a pet, particularly in the city, requires serious consideration. Active pets need a daily physical workout for their well-being. Future pet owners must consider where they will exercise their animals to give them the highest level of health. Will my life-style result in my pet being left unattended for most of the day? Will there be plenty of time in your schedule to play with your new pet? Oftentimes, the new dog will need training and need to be taken to obedience school. Will owning a pet take time away from more important activities?
Getting a new pet can be fun, but it can also cost money. Cats and dogs both can have expensive vet bills, averaging anywhere from $104 – $196 each year. More money will be needed for food and toys in addition to the vet bills. Sometimes, you will also have to pay fees to keep your pet in your home.
Many people consider their pets to be a very special part of their lives. Thanks to their attractive traits like unwavering loyalty and affection, pets bring their owners a lot of pleasure. Others find that their circumstances, desires or way of life restrict the time or facilities that they could provide, and so they decide against obtaining or keeping a pet. Pets can give you a lot of happiness, but they should know their place, which is separate from other humans.
Pet owners don’t hesitate to sign up for the highest leve of care for their pets. czrealizes this particular need, giving them the reason to provide ASPCA pet health insurance.
How much do you know about ASPCA Pet Health Insurance?
The ASPCA pet health insurance works hard to ensure the welfare of animals is fully covered to protect the pet. Pet owners can take full advantage of the coverage programs available through the ASPCA pet health insurance policies.
Yes, ASPCA is the best pet health insurance company in the market today. Understandably, you would never regret trusting your pets in their care.
[...] ASPCA Pet Health Insurance Facts [...]
[...] Learning more about APSCA Pet Health Insurance. [...]
I decided to use ASPCA pet insurance because I thought I was helping a good cause and that they were more likely to be trustworthy than other pet insurance companies. Sad to say, I was wrong. I feel rather cheated.
After being a policy holder for 1.5 years, I finally submitted my first claim for $315. I had a $100 deductible and so, according to the agreement, they would cover 80% of the remaining amount (i.e. $215). Boy, I was surprised when a few weeks later, a check for $32.59 arrived. Looking over the explanation of benefits, they said that all items listed exceeded the customary fee or reasonable costs for the area and that they would only cover what they thought was reasonable. For example, a thorough fecal test was done and I was billed $62.50 from my vet. ASPCA pet insurance allowed me to claim only $23 for that one item. I actually called 5 different vets within the same zip code and they all ranged within a $10-$15 difference of what I was charged. It almost seems like they are making these numbers up. Upon asking for an explanation on how these numbers were determined, I received none. Basically, if they say so. End of story.
So I hear that pet insurance is great because people who cannot afford to pay for a large pet bill in the future will not have to put their pet down. However, at the rate of reimbursement from ASPCA pet insurance because of their ridiculously low ‘reasonable costs’, a person would still have to put their pet down anyway. I think you’re much better off putting the money into a savings account in case something terrible and expensive happens.
I do NOT recommend ASCPA pet insurance. Just because they have “ASPCA†in their name doesn’t mean that they’re not out to scam you. It’s a shame that the brand “ASPCA†is now tainted in my mind. I used to donate on a monthly basis to them and will never give them a cent again. There are plenty of other organizations with the same/similar cause that I can donate to.